Lease

• Fixed payments
• Finance lease payments are not affected by interest rates, allowing the customer to budget for regular direct debit payments
• Keep up to date
• The customer can upgrade at any time, allowing them to use the latest equipment
• No major upfront costs
• Often, the finance agreement can begin with just the initial payment
• Protect existing credit lines
• Keep other financing lines such as bank loans and overdrafts for more appropriate times
• Tax benefits
• Finance lease rentals can be 100% tax deductible against company profits
• Improve cash flow
• Asset finance helps alleviate cash flow by spreading the cost

Purchase

• No interest
• Equipment belongs to the company
• Service can be included in purchase price
• You want control over the asset